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WHAT IS SECURE YOUR FUTURE (SYF)

We are a Pooled Income Trust dedicated to helping individuals with disabilities manage their income while preserving Medicaid eligibility. Our expert team simplifies the process, offering personalized support to ensure you can access the benefits you need, without the worry of exceeding income limits.

The whole process of applying for Medicaid can be very overwhelming, especially, if you or a loved one is transitioning from taking care of everything independently to needing help to maintain that independence. the out of pocket costs for home care quickly become unaffordable.

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Here at SYF, our team will patiently and effortlessly walk you through creating your pooled income trust. With our personal service and attention to details. your bill will be paid correctly and on time. We will be right beside you helping you spend the monthly amount of money you send on your everyday living expenses.

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Once you join our Pooled Income Trust, you'll quickly discover that we are the most seamless and reliable part of managing your community-based Medicaid benefits. Our dedicated team will help you navigate the process with confidence and ease to SECURE YOUR FUTURE!

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What is a Pooled Income Trust?

Maximize your income

A pooled income trust allows you to preserve your excess income, so you can stay eligible for Medicaid benefits without sacrificing the lifestyle you deserve.

Financial Freedom Meets Essential Care

Use your income for everyday needs while maintaining Medicaid eligibility, so you can enjoy both quality healthcare and financial stability.

Expert Management with Personalized Benefits

Your funds are safely managed by a trusted non-profit, giving you access to a separate account that covers all your essential expenses - from rent and utilities to groceries and more.

Secure Your Medicaid Benefits Today

Say goodbye to income worries - by directing your funds into a pooled income trust, you're ensuring continued access to crucial healthcare and support services without the fear of losing Medicaid coverage.

What is True Link?

True Link offers secure, customizable financial tools that empower seniors and individuals with disabilities to safely manage their funds. With the True Link Visa card, you can set spending limits, block unwanted purchases, and monitor transactions in real-time, giving both you and your loved ones peace of mind.

Keep finances safe and spending under control with True Link's easy-to-use platform - independence and security, all in one!

Frequently Asked Questions

Interested in finding out if a Pooled income Trust is right for you?

What is a Pooled Income Trust?

A Pooled Income Trust is a supplemental needs trust run by a non-profit organization where individuals with disabilities can deposit excess income above Medicaid eligibility limits, that allows you or your loved one to receive or maintain Medicaid benefits even if you have excess income. At the same time, this trust preserves your monthly income to pay living expenses like rent/mortgage, utilities, bills, additional hours for homecare services, and other non-covered needs, essentially "spending down" their income without impacting their Medicaid eligibility; this is considered a way to maintain quality of life while accessing necessary medical services allowing you to Secure Your Future. 

Why Should I Join SYF?
  1. Personalized, Caring Service – We approach everything with genuine care and dedication, ensuring your experience is always exceptional.
  2. One-On-One Support – We’re here to make your life easier, offering one-on-one support so you don’t have to worry.
  3. Tailored Solutions Just for You – We understand that every situation is different, and we’re committed to providing solutions tailored to your specific needs.
  4. Convenient Account Access Anytime – Easy account management 24/7 via online portal, and dedicated staff available by phone.
  5. Fast and Reliable Bill Payments – With a proven track record of satisfaction, we ensure your bills are paid quickly and accurately, giving you peace of mind.
What are the benefits of a Pooled Income Trust?

A Pooled Income Trust (PIT) offers several key benefits, particularly for individuals with disabilities or special needs who want to maintain their eligibility for government benefits like Medicaid and Supplemental Security Income (SSI). While remaining in charge of their own finances.

How Does a Pooled Income Trust Work?

A pooled income trust works by allowing individuals, particularly those with disabilities or special needs, to manage their income while remaining eligible for government benefits like Medicaid.

  1. Contributions: Participants deposit their excess monthly income into the trust. This income would otherwise exceed the Medicaid eligibility limits, allowing them to maintain eligibility for benefits.
  2. Distributions: Beneficiaries can direct the Pooled Income Trust to pay bills and approved monthly expenses, such as rent/mortgage, groceries, clothing, entertainment, education, transportation, and other needs that enhance their quality of life. These distributions do not count as income for Medicaid purposes.