A Pooled Income Trust is a supplemental needs trust run by a non-profit organization where individuals with disabilities can deposit excess income above Medicaid eligibility limits, that allows you or your loved one to receive or maintain Medicaid benefits even if you have excess income. At the same time, this trust preserves your monthly income to pay living expenses like rent/mortgage, utilities, bills, additional hours for homecare services, and other non-covered needs, essentially "spending down" their income without impacting their Medicaid eligibility; this is considered a way to maintain quality of life while accessing necessary medical services allowing individuals to Secure Your Future.